{"id":944,"date":"2020-11-11T16:21:18","date_gmt":"2020-11-11T16:21:18","guid":{"rendered":"https:\/\/wp.ull.es\/dibaf\/?p=944"},"modified":"2021-12-28T18:05:39","modified_gmt":"2021-12-28T18:05:39","slug":"the-impact-of-zirp-zero-interest-rate-policy-on-banks","status":"publish","type":"post","link":"https:\/\/wp.ull.es\/dibaf\/2020\/11\/11\/the-impact-of-zirp-zero-interest-rate-policy-on-banks\/","title":{"rendered":"The impact of ZIRP (Zero Interest Rate Policy) on Banks"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"410\" height=\"1024\" src=\"https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2020\/11\/Infografia-410x1024.jpg\" alt=\"\" class=\"wp-image-949\" srcset=\"https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2020\/11\/Infografia-410x1024.jpg 410w, https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2020\/11\/Infografia-120x300.jpg 120w, https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2020\/11\/Infografia-768x1920.jpg 768w, https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2020\/11\/Infografia-819x2048.jpg 819w, https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2020\/11\/Infografia-scaled.jpg 1024w\" sizes=\"(max-width: 410px) 100vw, 410px\" \/><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>REFERENCES<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Demiralp, S., Eisenschmidt, J., &amp; Vlassopoulos, T. (2017). <em>Negative Interest Rates,<\/em> <em>Excess Liquidity and Bank Business Models: Banks Reaction to Unconventional<\/em> <em>Monetary Policy in the Euro Area<\/em>. SSRN Electronic Journal. doi: 10.2139\/ssrn.2941377<\/li><li>Nath, T. (2020). <em>What is Zero Interest-Rate Policy (ZIRP)?<\/em> Retrieved 4 November2020, from <a href=\"https:\/\/www.investopedia.com\/articles\/investing\/031815\/what-zerointerestrate-policy-zirp.asp\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.investopedia.com\/articles\/investing\/031815\/what-zerointerestrate-policy-zirp.asp<\/a><\/li><li>Noh, K. (2020). <em>Understanding zero interest rates<\/em> | J.P. Morgan Asset Management. Retrieved 4 November 2020, from <a href=\"https:\/\/am.jpmorgan.com\/sg\/en\/assetmanagement\/liq\/insights\/liquidity-insights\/updates\/understanding-zero-interest-rates\/\u2028\">https:\/\/am.jpmorgan.com\/sg\/en\/assetmanagement\/liq\/insights\/liquidity-insights\/updates\/understanding-zero-interest-rates\/<\/a><\/li><li><em>How quantitative easing works<\/em>. (2020). Retrieved 5 November 2020, from <a href=\"https:\/\/www.ecb.europa.eu\/explainers\/show-me\/html\/app_infographic.en.html\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ecb.europa.eu\/explainers\/show-me\/html\/app_infographic.en.html<\/a><\/li><li>Roche, C. (2014). <em>Understanding Quantitative Easing<\/em>. SSRN Electronic Journal. doi: 10.2139\/ssrn.2397992<\/li><li>Nichols, C., 2016.\u00a0<em>Why ZIRP Is Building Up Real Estate Risk At Banks<\/em>. [online] CenterState Correspondent Bank. Available at: &lt;<a href=\"https:\/\/csbcorrespondent.com\/blog\/why-zirp-building-real-estate-risk-banks-calculator\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/csbcorrespondent.com\/blog\/why-zirp-building-real-estate-risk-banks-calculator<\/a>&gt; [Accessed 11 November 2020].<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>REFERENCES Demiralp, S., Eisenschmidt, J., &amp; Vlassopoulos, T. (2017). Negative Interest Rates, Excess Liquidity and Bank Business Models: Banks Reaction to Unconventional Monetary Policy in the Euro Area. SSRN Electronic Journal. doi: 10.2139\/ssrn.2941377 Nath, T. (2020). What is Zero Interest-Rate Policy (ZIRP)? Retrieved 4 November2020, from https:\/\/www.investopedia.com\/articles\/investing\/031815\/what-zerointerestrate-policy-zirp.asp Noh, K. (2020). Understanding zero interest rates | &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/wp.ull.es\/dibaf\/2020\/11\/11\/the-impact-of-zirp-zero-interest-rate-policy-on-banks\/\" class=\"more-link\">Continuar leyendo<span class=\"screen-reader-text\"> \u00abThe impact of ZIRP (Zero Interest Rate Policy) on Banks\u00bb<\/span><\/a><\/p>\n","protected":false},"author":184,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5],"tags":[49,31,50],"class_list":["post-944","post","type-post","status-publish","format-standard","hentry","category-banking","tag-infographic","tag-t2","tag-zirp"],"_links":{"self":[{"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/posts\/944","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/users\/184"}],"replies":[{"embeddable":true,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/comments?post=944"}],"version-history":[{"count":1,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/posts\/944\/revisions"}],"predecessor-version":[{"id":1005,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/posts\/944\/revisions\/1005"}],"wp:attachment":[{"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/media?parent=944"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/categories?post=944"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/tags?post=944"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}