{"id":716,"date":"2019-12-17T17:52:39","date_gmt":"2019-12-17T17:52:39","guid":{"rendered":"https:\/\/wp.ull.es\/dibaf\/?p=716"},"modified":"2022-11-20T09:33:08","modified_gmt":"2022-11-20T09:33:08","slug":"psd2-directive-on-payment-methods","status":"publish","type":"post","link":"https:\/\/wp.ull.es\/dibaf\/2019\/12\/17\/psd2-directive-on-payment-methods\/","title":{"rendered":"PSD2 Directive on Payment Methods"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2019\/12\/MURAL-BANCARIA-1-1024x512.png\" alt=\"\" class=\"wp-image-724\" srcset=\"https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2019\/12\/MURAL-BANCARIA-1-1024x512.png 1024w, https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2019\/12\/MURAL-BANCARIA-1-300x150.png 300w, https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2019\/12\/MURAL-BANCARIA-1-768x384.png 768w, https:\/\/wp.ull.es\/dibaf\/wp-content\/uploads\/sites\/46\/2019\/12\/MURAL-BANCARIA-1.png 1309w\" sizes=\"(max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/figure>\n\n\n\n<p>PSD2 is the European Directive that regulates payment services (for example transfers, direct debits or card payments) made in Europe, with the proposal to promote transparency, competition, and innovation of payment services in the financial sector . It also allows third companies to intervene in payments. This is what is known as \u00abopen banking\u00bb.<\/p>\n\n\n\n<p>The PSD2 regulates and harmonizes two types of services that already existed when the first PSD was adopted in 2007: payment initiation services (PIS) and account information services (AIS).<\/p>\n\n\n\n<p>The AIS consists of collecting and specifying the information of the different bank accounts of a client in one place,  while the PIS facilitate the use of online banking to make payments online.<br> <br>Exposition of the mural with more detailed information: <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"PSD2\" width=\"525\" height=\"295\" src=\"https:\/\/www.youtube.com\/embed\/LL5UYfg-GaQ?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe> \n<\/div><\/figure>\n\n\n\n<p>Links:<\/p>\n\n\n\n<p><a href=\"https:\/\/www.triodos.es\/es\/que-es-psd2\">https:\/\/www.triodos.es\/es\/que-es-psd2<\/a>   <\/p>\n\n\n\n<p><a href=\"https:\/\/www.bbva.com\/es\/lo-saber-la-psd2\/\">https:\/\/www.bbva.com\/es\/lo-saber-la-psd2\/<\/a>   <\/p>\n\n\n\n<p><a href=\"https:\/\/www.bbva.es\/finanzas-vistazo\/ef\/banca-digital\/psd2.html\">https:\/\/www.bbva.es\/finanzas-vistazo\/ef\/banca-digital\/psd2.html<\/a> <\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PSD2 is the European Directive that regulates payment services (for example transfers, direct debits or card payments) made in Europe, with the proposal to promote transparency, competition, and innovation of payment services in the financial sector . It also allows third companies to intervene in payments. This is what is known as \u00abopen banking\u00bb. The &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/wp.ull.es\/dibaf\/2019\/12\/17\/psd2-directive-on-payment-methods\/\" class=\"more-link\">Continuar leyendo<span class=\"screen-reader-text\"> \u00abPSD2 Directive on Payment Methods\u00bb<\/span><\/a><\/p>\n","protected":false},"author":109,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5],"tags":[18,17],"class_list":["post-716","post","type-post","status-publish","format-standard","hentry","category-banking","tag-mural","tag-visualconcept"],"_links":{"self":[{"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/posts\/716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/users\/109"}],"replies":[{"embeddable":true,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/comments?post=716"}],"version-history":[{"count":2,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/posts\/716\/revisions"}],"predecessor-version":[{"id":1663,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/posts\/716\/revisions\/1663"}],"wp:attachment":[{"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/media?parent=716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/categories?post=716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp.ull.es\/dibaf\/wp-json\/wp\/v2\/tags?post=716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}